Terms & Conditions
www.smartpaydayonline.com (“www.smartpaydayonline.com” or “we” or “our”), owns and manages the web site found at www.smartpaydayonline.com (the “Site”). www.smartpaydayonline.com supplies and maintains this Website for your information, conditioned on your own acceptance, without modification, of the terms, conditions and notices within these Conditions Of Use. By utilizing and obtaining the Website, you consent and accept without restriction to the following:
PRODUCTS AND SERVICES
www.smartpaydayonline.com isn't a creditor and isn't accountable for practically any giving merchandise advertised or offered to you personally. All merchandises or services offered to you or advertised here are the exclusive responsibility of providers or their various lenders.
ESIGN CONSENT
You further accept that any lender we discuss your request with and we can communicate with you and that any required disclosures could be given to you electronically, including without limit any notices of adverse actions a creditor might send to you personally. In addition, you verify that you've got the capacity to obtain records electronically, for example, capacity to see and save PDF files.
LOAN REQUEST ACCEPTANCE POLICY
www.smartpaydayonline.com reserves the right at any given moment after reception of your loan request to accept or reject your request for virtually any reason. www.smartpaydayonline.com may need additional information or confirmation prior to your loan request is accepted. You might be associated with a lender for additional consideration on the basis of the lender’s policies and procedures when your loan request is accepted, but it doesn't mean your loan request was approved. Loan approval is just the lender’s choice. www.smartpaydayonline.com isn't responsible for loan requests which are rejected or for a lender’s choice not to finance a loan.
CREDIT REFERENCES
You provide your agreement and expressed authorization to the third party lender you do not object to them sharing among its associates, service providers for loans, and bank associates any trade history associated with your financial products or services received or serviced through the 3rd party lender or alternative service providers for the intent of assessing you for credit.
RESTRICTIONS
You agree not to use this Website or some content within it for any improper or illegal actions. If you are not 18 years old or older, or if you are not a legal resident of the United States, you are not eligible to submit a loan request.
COMPLIANCE WITH LAWS
You consent to comply with all applicable laws, ordinances, statutes and regulations regarding your use of the Website as well as your approval or purchase of services or products by means of this Website’s third party sellers. www.smartpaydayonline.com may report actual or assumed violations of law in its sole discretion, to authorities including the law enforcement bodies. If www.smartpaydayonline.com becomes aware of any possible or suspected breach of these Conditions Of Use or its Privacy Policy, www.smartpaydayonline.com may (but isn't obligated to) conduct an investigation to find out the character and extent of the suspected violation as well as the proper enforcement actions. During such investigation, www.smartpaydayonline.com may suspend services to any customer being investigated and could delete information from www.smartpaydayonline.com’s servers to be able to stop or minimize additional infractions. You consent to cooperate fully with such a investigation. You recognize that by breaking the Terms of Use or Privacy Policy, you could be subjected to civil or criminal penalties.
INTELLECTUAL PROPERTY
The logos, titles, characters, trade names, graphics, layouts and other properties, including all applications, text and pictures appearing on this particular Website is the intellectual property of www.smartpaydayonline.com, its licensees, or other third parties that have authorized use of such properties on the Website.
You've got permission to look at and make duplicates of alternative materials or files, pages, pictures or content on this particular website for the sole purposes of requesting a loan. www.smartpaydayonline.com allows all other rights in this Website and its own contents. You might not distribute, exhibit, broadcast or disseminate any files, pages, pictures, materials or content without www.smartpaydayonline.com’s prior written permission. Nothing contained on this Website ought to be construed as conferring any right or permit to any trademark, copyright or other intellectual property right.
LIMITATION OF LIABILITY AND DISCLAIMER OF WARRANTIES
www.smartpaydayonline.com uses commercially reasonable efforts to make sure that the advice on this particular Website is accurate but accuracy isn't guaranteed. www.smartpaydayonline.com makes no representations regarding your use of the Website or results which you might or might not get through such use.
THIRD PARTY CONTENT
This Website may include links to sites maintained by third parties. www.smartpaydayonline.com isn't liable for the content or privacy policies of third party sites, as well as the presence of such links shouldn't be regarded as an endorsement or recommendation of these sites, the merchandise or service offered or any third parties related to those sites.
PRIVACY
www.smartpaydayonline.com’s Privacy Policy, which is included herein by reference, is related to any information provided by means of this Website. The Privacy Policy sets out your rights and www.smartpaydayonline.com’s obligations regarding your private info. www.smartpaydayonline.com WOn't use your advice in just about any manner inconsistent with all the goals and restrictions provided in the Privacy Policy. www.smartpaydayonline.com allows the right, in its sole discretion, to change the Privacy Policy without prior notice to you personally.
SECURITY
www.smartpaydayonline.com uses secure technology to protect your private info. Although www.smartpaydayonline.com takes commercially reasonable measures to ensure your private information submitted by means of this Website, www.smartpaydayonline.com cannot guarantee that your advice WOn't be intercepted or decrypted by others.
SITE USE
www.smartpaydayonline.com doesn't charge you any fees for your use of this Website. www.smartpaydayonline.com isn't (1) your broker, (2) the representative of any solicitor or issuer of consumer loans or (3) the broker of any provider or seller used in the assessment of your loan request or alternative use of this Website. www.smartpaydayonline.com may receive damages from lenders and other third parties in exchange for goods or services provided to such parties that might or might not relate to your use of the Website.
BINDING ARBITRATION
Arbitration proceeding shall be run under the relevant rules of the American Arbitration Association. The prevailing party shall have the right to recoup the price of travel expenses of specialists, travel expenses, expert testimony, arbitration, and all or any other charges experienced due to the act of conducting or defending the claim or an arbitration originating from a counterparty with the exception of a prohibition by law.
MODIFICATION
www.smartpaydayonline.com allows the privilege to change these Terms of Use from time to time and without notice to you.
INDEMNIFICATION
By using this Website, you consent to indemnify, defend and hold harmless www.smartpaydayonline.com, its subsidiaries, affiliates, officers, representatives and other partners and employees, from any claim, demand, loss or liability, which may include reasonable legal fees, arising from or due to the actual use or attempted use of this particular Website made by any third party.
VIOLATION OF THE TERMS OF USE
By applying the Website, you understand and consent that www.smartpaydayonline.com in its sole discretion and without previous notice may terminate your access to this Website and to any services offered, and could eliminate any content you've supplied if www.smartpaydayonline.com considers that such content violates or is inconsistent with these Conditions Of Use or the Privacy Policy or their purpose, or that such content could be tumultuous, offensive or in breach of applicable laws.
CLASS ACTION WAIVER
ANY LEGAL PROCESS TO CONCLUDE, LITIGATE OR ARBITRATE ANY DISAGREEMENT IN ANY FORMAT OR FORUM WILL PROBABLY BE RAN ONLY ON AN INDIVIDUAL BASIS. NO ARBITRATION OR PROCEEDING WILL BE JOINED WITH ANOTHER WITHOUT THE PRIOR WRITTEN CONSENT OF ALL PARTIES TO ALL AFFECTED ARBITRATIONS OR PROCEEDINGS.
MISCELLANEOUS
All rights not expressly granted to you are held to www.smartpaydayonline.com. The headings used in these Conditions Of Use are meant for convenience only, and shan't influence interpretation and the building . If any provision of these Conditions Of Use is held to be unenforceable or invalid, such provision shall not affect in some other provision of these Conditions Of Use, which shall remain in full force and effect or almost any other respect. These Conditions Of Use as well as the Privacy Policy constitute the complete agreement and understanding between the parties with regard to the subject matter contained herein and supersedes and replaces all previous written or verbal understandings associated with the subject matter hereof.
CONTACT INFORMATION:
Email Address: [email protected]
INFORMATION FOR ISPs:
Website: www.smartpaydayonline.com
Email Address: [email protected]
PLEASE BE AWARE THAT YOU HAVE TO GET IN TOUCH WITH YOUR LENDER DIRECTLY. www.smartpaydayonline.com ISN'T YOUR LENDER AND CANNOT ACCESSIBILITY ADVICE ABOUT YOUR LOAN APPROVAL OR STATUS.
Notice and Take Down Procedures
In the event you believe any materials accessible on or from the Website infringe your copyright or alternative intellectual property, you can request removal of these materials (or access thereto) from the Website by providing the following info to our copyright agent as identified below:
Identification of the copyrighted work that you simply believe to be infringed. Please characterize the work, and where possible include a copy or the place (for instance, the URL) of an authorized variation of the work.
Identification of the content that you just believe to be infringing and its location. Please characterize the content, and offer some other relevant info that can enable place of the stuff or a URL.
Your name, email address, telephone number as well as address.
A statement your entry is accurate and that "under penalty of perjury" you're the copyright owner or the owner’s authorized broker.
Send the aforementioned info to:
Legal Section
Email Address: [email protected]
For e-mail entries please include the subject line: DMCA Takedown Request.